A tailored offering for every profile
Whether you are an individual looking for daily support for your personal projects or an executive wishing to optimize your business growth and cash flow, we put our institutional expertise at your service.
PERSONAL BANKING
Manage your personal finances with ease
Access a complete range of banking products designed to secure your daily life and realize your life projects: chequing accounts with no hidden fees, savings solutions with guaranteed rates, tailored mortgage loans, and reward-rich credit cards.
Chequing Accounts & Instant Transfers
Manage your daily operations without unnecessary fees 24/7.
Personal Loans & Flexible Mortgages
Advantageous fixed or variable rates with customizable schedules.
Savings & Investment Plans
Grow your savings safely with capital guarantee.
BUSINESS BANKING
Accelerate growth and secure your cash flow
From local SMEs to large international corporations, benefit from major financial solutions: commercial financing, multi-currency accounts, exchange risk hedging, and advanced trust services.
Commercial Financing & Equipment Credit
Credit lines, term loans, and asset acquisition solutions.
Corporate Investments & Term Cash
Optimize the yield of your surplus cash safely.
International Trade & Foreign Exchange Hedging
Lock in your rates up to 180 days and secure your global transactions.
Comprehensive and high-performing financial solutions
Explore all of our expertise developed to meet the demands of individuals and business decision-makers.
Accounts & Cards
Everyday Accounts & Cards
Enjoy chequing accounts with no hidden fees, credit cards with cashback or reward points, and full digital access.
Personal Financing
Personal & Mortgage Loans
Finance your projects (vehicles, renovations, debt consolidation, or real estate purchases) with our fixed-rate and flexible repayment solutions.
Commercial Credit
Business Loans & Credit Lines
Support your company's working capital, finance new equipment, or realize a commercial acquisition project.
Guaranteed Investments
Corporate Investments & Term Deposits
Make your excess cash grow with our 100% guaranteed capital term accounts and our high-yield investment solutions.
Global & Exchange
International Trade & Foreign Exchange
Protect your business from currency fluctuations, lock in conversion rates in advance, and simplify your imports/exports.
Protection
Insurance & Wealth Protection
Protect your family, assets, and business activities with our life, home, auto, and borrower insurance coverage.
The security of a major bank, the freedom of digital
Access your accounts, make international transfers, track your repayments, and manage your credit cards independently from your computer or smartphone.
Bank-grade AES 256-bit encryption
Your transactions and confidential data are protected by the strictest authentication standards.
Real-time balance updates & alerts
Receive instant notifications for every payment, deposit, or suspicious movement on your accounts.
A banking model based on solidity, transparency and independence
Faced with rapid changes in the global financial environment, Sun Commercial Bank strives to preserve a business model resolutely anchored in the real economy. We combine the regulatory requirements of the highest European institutions with attentive relational advice, offering each of our clients a secure and lasting asset framework.
Solidity of capital & Legal guarantee of deposits
The complete preservation of your assets constitutes the intangible basis of our commitment. Placed under the direct supervision of the competent European regulators (BaFin and Deutsche Bundesbank), Sun Commercial Bank maintains solvency and capital buffer ratios well above the normative requirements of Basel III.
In accordance with European legislation on the protection of deposits (EinSiG), each account benefits from a legal guarantee of €100,000 per holder. Your liquidity remains strictly isolated from risky market operations, ensuring seamless availability of your funds.
Dedicated support & tailor-made financial engineering
We defend a banking relationship with a human face, where listening and detailed understanding of your objectives take precedence over automation. Whether individuals managing their family assets or business leaders managing their cash flow, each client is supported by a dedicated private banker or senior business advisor.
From structuring tailor-made real estate financing to optimizing corporate liquidity and currency hedging, we co-build solutions tailored to your investment horizon, without conflicts of interest.
Absolute transparency & Financing of concrete projects
The sustainability of a financial institution lies in the clarity of its pricing. We guarantee a total absence of hidden fees, explicit contractual rates and transparent statements, ensuring complete predictability for your financial management.
The deposits entrusted to us are mobilized to serve the real economy: support for regional SMEs, technological transition, sustainable investments and access to property. Your data and financial correspondence are also subject to maximum protection under the DSGVO / GDPR standards.
BaFin & Bundesbank supervision
Ongoing European regulatory compliance
EinSiG legal guarantee
Protected deposits up to €100,000
SEPA Network & Currencies
Instant & multi-currency transfers
Privacy & GDPR
Encryption and banking secrecy
Continue learning with our guides
Concrete analyses written by our financial experts to guide your personal and professional strategic choices.
Business Advice
Is a holding company the right solution for your business?
Discover how creating a holding company can optimize your taxes and protect your corporate assets.
Growth
How to finance and succeed in starting a business?
Essential steps and choosing the right financial partner to go from initial idea to profitable business plan.
Personal Wealth
How much to save to secure your retirement and your assets?
Demystify misconceptions and build a personalized retirement savings strategy tailored to your life goals.
100%
Guaranteed capital on our term deposits and savings solutions
24/7
Secure access to your online banking services
0 €
No hidden fees and full fee transparency
15+
Foreign currencies available on our business accounts
Everything you need to know
They trust us daily
Ready to upgrade your banking experience?
Open an account in minutes or speak with one of our specialized advisors to find the solution tailored to your goals.
