Legal & Regulatory Information

1 Company identity

This website and associated services are published by GLOBAL BANK FINANCIAL, a financial company incorporated and operating under German law, subject to the provisions of the German Commercial Code (HGB) and applicable European banking regulations.

2 Regulatory Oversight and Governing Bodies

GLOBAL BANK FINANCIAL carries out its activities under the strict control of German and European financial regulatory authorities:

3 Deposit protection (Einlagensicherung)

4 Hosting and Information Data Protection

The servers and IT infrastructures hosting our online services meet the strict banking security standards defined by BaFin (in particular the Mindestanforderungen an das Risikomanagement, MaRisk) and the requirements of the European regulation on digital operational resilience (DORA, EU regulation 2022/2554). Our customers' personal and banking data are protected by bank-grade encryption and stored in accordance with the GDPR (EU Regulation 2016/679) and the BDSG (Bundesdatenschutzgesetz). Our infrastructures are hosted in the European Economic Area.

5 Applicable Laws and Jurisdiction

This website and all of our services are governed by German law and the law of the European Union. In the event of a dispute, only the competent German courts will be authorized to hear it, subject to the mandatory rules of jurisdiction provided for by European texts (in particular EU regulation 1215/2012 known as “Brussels I bis”). The main applicable texts are in particular: the Bürgerliches Gesetzbuch (BGB), the Handelsgesetzbuch (HGB), the Kreditwesengesetz (KWG), the Zahlungsdiensteaufsichtsgesetz (ZAG), the German data protection law (BDSG), as well as the European regulations and directives applicable to the financial sector.