Banking excellence at your fingertips
Discover our debit cards, credit cards and Girocard designed according to German and European banking standards: maximum PSD2 security, regular cashback and worldwide acceptance.
Up to 3%
Cashback on your daily purchases
€0
Foreign transaction fees on our Travel cards
0 € / year
Free annual fee on our debit cards and Girocard
Included
Travel insurance, medical repatriation and purchase protection included
Find the bank card that suits you best
Select the category that matches your lifestyle and payment habits in Germany and Europe.
Privilege Travel Cards
Travel with complete peace of mind throughout the SEPA zone and internationally: comprehensive medical insurance, no exchange commission and VIP lounge access.
Rewards & Miles Cards
Accumulate miles and bonus points with each card payment, exchangeable for plane tickets, hotel nights and exclusive bonuses.
Cash Back Cards
Receive a percentage of cashback directly credited to your Girokonto each month on your current expenses in store and online.
Preferential Rate Cards
Benefit from a cash flow facility with an advantageous fixed borrowing interest rate if you opt for flexible installment repayment.
No Annual Fee Cards
Take advantage of a complete and secure payment card with €0 annual contribution for life, ideal for the daily management of your budget.
Business & Professionals
Simplify the management of your company's expenses: employee cards with adjustable ceilings and DATEV-compatible accounting integration.
Discover business cardsExplore our interactive card range
Visa Infinite Travel Card
Travel with peace of mind featuring comprehensive emergency medical insurance, zero currency conversion fees, and access to VIP airport lounges worldwide.
Exclusive features & benefits
Each card includes security technologies certified to European standards and modern financial management tools.
Cutting-edge security
EMV chip, 3D Secure 2.0, biometric authentication and instant card lock via mobile app.
Global coverage
Payments and withdrawals accepted throughout Germany, the Eurozone and internationally via the Visa and Mastercard networks.
Smart management
Track your debits in real time, activate Apple Pay & Google Pay and personalize your payment limits in one click.
Financial analysis
Visualize the distribution of your expenses by category (food, transport, leisure) with our online statistics tools.
Getting the most out of your bank cards
Discover our tips, insurance guarantees and programs to optimize each use of your card.
Purchase Protection & Fraud
Benefit from European PSD2 protection: full refund guaranteed in the event of unauthorized operation and extended warranty on your equipment purchases.
Associate your card with your Girokonto
By subscribing to a Girokonto Comfort or Student package, your bank card and your Girocard are included with no additional annual fee.
Offers for professionals
Craftsmen, self-employed people, liberal professions or managers in Germany: discover our Business cards with tax deductibility and monitoring of professional expenses.
Frequently asked questions about cards
What is a credit card in Germany?
In Germany, the majority of credit cards function as deferred debit cards (Chargekarte): your expenses for the month are grouped together and debited in one go from your Girokonto on a fixed date, without interest. You can also choose the partial repayment option (Revolving) in accordance with BaFin rules.
What is the difference between a Girocard, a debit card and a credit card?
The Girocard is the traditional German bank card that debits directly from your account, accepted in all stores in Germany. The debit card (Visa / Debit Mastercard) also debits immediately but works anywhere in the world and online. The credit card consolidates your purchases for deferred payment at the end of the month.
How are my payments protected in the Euro zone?
Your cards benefit from the strict guarantees of the European DSP2 directive: strong 2-factor authentication for Internet purchases (3D Secure), limitation of your liability in the event of fraud and immediate blocking of your card from your mobile application.
Ready to order your card that suits you?
Submit your request online in minutes via VideoIdent. Secure receipt of your physical card and instant activation on your smartphone.
