Cards for your business: pay contactless or with your smartphone
Debit and credit cards – the ideal allies for your business expenses
Millions of card payments are made every day. For businesses, they have long been a convenient payment solution and an essential part of their daily operations. With our partners Mastercard® and Visa, benefit from a wide choice of options adapted to your needs, allowing you to pay easily and quickly – online and anywhere in the world, contactless or with your smartphone.
COMMERCIAL BANK
•••• •••• •••• 8890
Cardholder
PROFESSIONAL COMPANY
Worldwide
Pay easily anywhere in the world and online
Multi-cards
For your employees with individual card limits
Mobile app
Control your expenses at any time with the banking application.
Mobile payment
Apple Pay, Google Pay or Samsung Pay
What is the ideal card for your business?
Whether you are an individual entrepreneur, SME manager or large company, we offer tailor-made payment solutions to facilitate your operations.
Which Card Fits Your Business?
Quickly find the card best suited to your operations and business spending profile.
Help me chooseCompare Our Top Business Cards
Compare the features, limits, insurance and payment terms of our different cards side by side.
Compare business cardsCalculate Your Business Rewards
Estimate the amount of cashback or rewards points your business purchases can generate.
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Business Debit Card
Automatically linked to your professional account
Your Business Debit card linked directly to your professional account
With the Business Debit card, make your professional payments easily, flexibly and anywhere in the world. Your debit card is automatically connected to your professional account without complex procedures.
With our Business Debit card, you can easily:
- Shop in physical and online stores around the world
- Withdraw and deposit cash with ease
- Access all ATM banking services
- Use Apple Pay, Google Pay, or Samsung Pay for mobile payments
- Benefit from exclusive advantages on your regular corporate purchases
Our best cards for your business
Cards designed to maximize rewards, simplify team spending, and protect your working capital.
Business Direct Debit Card
The ideal debit card for everyday business purchases and for your employees with personalized limits.
Annual contribution
Included / Free
According to professional account formula
- Direct debit without risk of overspending
- Secondary employee cards with individual limits
- Compatible with Apple Pay, Google Pay and Samsung Pay
Business Credit Card
Improve your business's cash flow with extended payment time after sales invoice.
Annual contribution
Free for the 1st year
Then reduced preferential rate
- Payment deadline of 10 days after invoice
- Special conditions and discounts on rental cars
- Cashless and contactless payments worldwide
Business Package Plus Card
The high-end solution for your business trips: 20 days deferral, free withdrawals and full insurance.
Annual contribution
Very economical price
Half cheaper than the big banks
- Free cash withdrawals (in euros) abroad
- Baggage, flight delay, cancellation and accident insurance
- Car rental: civil liability and legal protection
Pro Cash Back Card
Transform every business expense into cash automatically reinjected into your accounts.
Annual contribution
No hidden fees
Rebates credited monthly
- Up to 2% cash back on all business purchases
- Direct remittance paid to your company's bank account
- Ideal for reducing the net cost of routine business expenses
Do you want to accumulate miles or reward points?
Each professional card transaction allows you to accumulate points and bonuses convertible into plane tickets, hotel stays or office equipment.
Pay securely online
With your Mastercard or Visa card (debit or credit), make all your online purchases with complete peace of mind. The 3D Secure system (“Mastercard Identity Check” and “Visa Secure”) reinforces the security of each transaction by requiring strong authorization.
Biometric validation or by banking application
Card payment authorization is carried out instantly from your smartphone via your secure procedure.
SMS code and secure Internet PIN
You can also authorize your card payment using a secure SMS code and your PIN.
Automatic and free activation
Your card is automatically registered for the 3D Secure system upon issue. Using this service is 100% free.
With 3D Secure, you are protected against unauthorized transactions and pay for your online purchases with complete peace of mind.
European PSD2 standards and fraud protection
Each transaction is subject to strong authentication. In case of loss or theft, have your card blocked immediately via the application or the dedicated telephone assistance service.
The advantages of our cards in detail
Find below an exhaustive comparison of the features, prices and guarantees associated with each of our business cards.
| Services | Business Direct Debit Card | Business Credit Card | Business Package Plus Card | Pro Cash Back Card |
|---|---|---|---|---|
| card users | Account Holder & Employees | Account Holder & Employees | Account Holder & Employees | Account Holder & Employees |
| Total annual fees | Free depending on account | Free for the 1st year | Reduced advantageous rate | No hidden fees |
| Extended payment deadlines after invoicing of sales | Immediate debit | 10 days | 20 days | Immediate / deferred debit |
| Pay cashless anywhere in the world | Yes | Yes | Yes | Yes |
| Contactless & mobile payment (Apple / Google Pay) | Yes | Yes | Yes | Yes |
| Special conditions for rental cars | — | Yes | Yes | — |
| Cash withdrawals (in euros) abroad are free | — | — | Yes | — |
| Baggage insurance / flight delay / flight cancellation | — | — | Yes | — |
| Rental car: Civil liability insurance / legal costs | — | — | Yes | — |
| Loyalty Program & Rewards | Pro Points | Pro Points | Miles & Rewards | Up to 2% Cashback |
1. Debit cards are included at no additional cost with our eligible business account plans.
2. For mobile payment requirements, please see the Apple Pay, Google Pay and Samsung Pay terms and conditions.
3. Free cash withdrawals abroad apply to partner ATMs in the euro zone.
4. The general insurance conditions can be consulted in your online space or from your business advisor.
Corporate Business Card FAQs
Q. How do I qualify for a corporate card?
To be eligible, your company or business must be legally registered in the commercial register, have a professional account opened with our establishment and demonstrate repayment capacity.
Q. Can I build business credit history with a business credit card?
Yes, regular payments made with your company card help strengthen the financial solidity and credibility of your structure with business partners.
Q. Do I need a separate card for my business?
Yes, having a dedicated professional card greatly simplifies accounting, strictly separates private and business expenses and allows you to easily justify your deductible expenses.
Q. Does using a corporate card affect my personal score?
The card is linked to the professional account of the legal entity or entrepreneur. Sound management protects your personal assets and strengthens your company's cash flow.
Q. Why should I get a card for my business?
In addition to rapid access to liquidity and flexible payment terms, you benefit from comprehensive insurance guarantees, flexible ceilings for your employees and real-time monitoring via the application.
Q. Can I use my personal card to pay for business expenses?
It is possible but strongly discouraged: mixing flows makes accounting complex and can complicate the monitoring of tax deductions and the management of VAT.
Order the perfect card for your business
Submit your request online in just a few minutes and equip your employees with a high-performance professional payment solution.
