Make your money grow with complete peace of mind
A new car, a dream vacation or simply anticipating your family's future: discover savings plans available from €25 per month, term deposits with guaranteed returns and transparent digital management.
100 000 €
Legal protection of deposits
Total guarantee per depositor according to current banking law.
25 € / months
Accessible to all
Start saving or investing step by step without heavy investment.
3,50 %
Attractive guaranteed rates
Fixed and secure returns on your term deposits.
0 €
No hidden fees
100% free online account management and deposits.
Modern, accessible and equitable savings
We will take the time to understand your objectives in order to help you grow your money in the best conditions.
Affordable for all budgets
Build up your savings gradually from just €25 per month. Increase, reduce or suspend your payments at any time with complete freedom.
Maximum security guaranteed
Your funds are protected up to €100,000 by the legal deposit guarantee scheme. Your returns on term deposits are contractually guaranteed without risk of loss.
Transparency & tax optimization
Take advantage of the annual tax exemption of up to €1,000 in interest per person (€2,000 for a couple) and follow your earnings live 24 hours a day via your banking application.
Investment solutions adapted to each project
Discover our secure savings options, term deposits and regular plans to enhance your capital.
Fixed term deposit
Invest with complete peace of mind at a fixed rate guaranteed for 3 to 60 months. Guaranteed interest payments with no risk of loss and completely free account management.
- Guaranteed fixed annual rate
- Deposit guarantee up to €100,000
- Amounts from €1,000 to €5,000,000
Regular savings plan
Build your wealth step by step by investing regularly from €25 per month in more than 1,100 stocks, index funds and international ETFs.
- Securities and deposit account without custody fees
- Modular automatic direct debits
- Free suspension or termination at any time
Easy-access savings account
Your precautionary reserve accessible at any time. Benefit from attractive remuneration on your liquid assets without blocking your money for your daily unforeseen events.
- Withdrawals and deposits available 24 hours a day
- Daily interest calculation
- No management or maintenance fees
Participating investment account
Invest in the real economy and participate directly in the profits generated according to a transparent schedule of 3 to 36 months, while respecting strict ethical principles.
- Profit share up to 93%
- Investments in the real economy
- Top-notch competitive returns
Indicative scale of our fixed term deposits
Select your investment horizon: the longer the duration, the more your remuneration is valued.
| Investment term | Minimum amount | Fixed annual rate | Interest payment | Deposit guarantee |
|---|---|---|---|---|
| 3 months | 1 000 € | 2,40 % | At maturity | 100% Covered (€100,000) |
| 6 months | 1 000 € | 2,70 % | At maturity | 100% Covered (€100,000) |
| 12 months Popular | 1 000 € | 3,10 % | Annual or at maturity | 100% Covered (€100,000) |
| 24 months (2 years) | 1 000 € | 3,25 % | Annual | 100% Covered (€100,000) |
| 36 months (3 years) | 1 000 € | 3,40 % | Annual | 100% Covered (€100,000) |
| 60 months (5 years) | 1 000 € | 3,50 % | Annual | 100% Covered (€100,000) |
* Gross fixed rates applicable to individuals. Legally guaranteed deposits of up to €100,000 per holder in accordance with European regulations. Investment ceiling up to €5,000,000.
Open your savings account in 3 steps
It only takes a few minutes to put your money to work and start earning interest.
Open your account online
Complete our secure form in 5 minutes. A quick video identity verification allows you to activate your banking access immediately.
Select your plan
Choose between a fixed term deposit, a current savings account or an automatic savings plan by SEPA direct debit from €25 per month.
Follow your interests live
View your statements, track your interest accumulation and manage your renewals at maturity directly from your smartphone.
Take advantage of the annual tax exemption on your interest
In accordance with tax regulations, you benefit each year from a flat-rate deduction allowing your financial gains to be exempt from capital income tax.
For single people
Up to €1,000 of annual interest and dividend earnings completely exempt from withholding tax.
For married or civil partnership couples
Up to €2,000 annual tax relief on income from movable capital for joint declarations.
How to activate your exemption?
To avoid the automatic deduction of the flat-rate tax on your interest (flat-rate tax of 25% plus solidarity contribution), simply complete a tax exemption order free of charge.
- 100% dematerialized approach in your customer area
- Modifiable and adjustable at any time without charge
- Possible distribution between your different accounts and contracts
Savings growth calculator
Easily estimate the accumulated capital and your interest earnings in euros according to your savings rate.
Your investment parameters
Accessible from €25/month
Long-term capital projection
Estimated final total capital
Frequently asked questions about saving and investing
Everything you need to know to invest and save with complete clarity.
Start growing your savings today
Open your account online in just a few minutes or speak with an advisor to design the investment strategy suited to your objectives.
