Business finance advice: optimize your capital structure and secure your growth
Transformation, digitalization or skills shortage: making the right financial decisions is more important than ever. Our experts support you to optimize your capital structure, target your investments and offer you tailor-made financing solutions in order to get through the most demanding periods with peace of mind.
So that your business is in a stable financial situation
Corporate finance is not limited to the simple financing of a company: it shapes the structure of your balance sheet, balances risk and return, and guarantees solvency in the face of unforeseen economic events. Discover below the essential levers to manage your capital.
1 Cash management in a crisis situation: guaranteeing solvency
Sales fluctuate but operating costs remain constant? In times of turbulence, liquidity is the first factor for survival. A 13-week rolling cash flow plan allows you to anticipate cash flow gaps, adjust disbursements and negotiate on time with your financial partners.
2 Leverage: optimizing the return on equity
By judiciously increasing the share of debt financing, a company can increase the financial return on equity (ROE), as long as the return on assets exceeds the after-tax cost of debt. Our experts help you to precisely calibrate this ratio in order to avoid excessive debt.
3 Financing investments for the future: AI, decarbonization and modernization
New energy for the economy: the abandonment of fossil fuels, the rapid integration of artificial intelligence and the restructuring of global supply chains impose unprecedented investment needs. Balance sheet-lightening solutions, such as equipment leasing or factoring, help preserve your bank borrowing capacity.
4 Mezzanine financing: the bridge between equity and debt
Is your business experiencing rapid growth but lacks the equity to take out a traditional bank loan? Mezzanine financing (subordinated debt, equity loans) strengthens your quasi-equity without diluting the voting rights of the founders.
5 Convincing investors: the 9 steps of the financial plan
A solid financial plan demonstrates the viability of your business model: sales forecast, fixed and variable cost structure, monthly cash flow plan, break-even point, funds flow table and calculation of return on invested capital. This document is the key to convincing banks and investment funds.
6 WCR Optimization: Supply Chain Financing & Recovery
Quick payment to suppliers
The bank pays your suppliers immediately with a discount, while you maintain extended payment terms.
Security against unpaid debts
Rigorous dunning process, credit insurance and factoring to immediately transform your invoices into available cash.
7 Bank rating (Rating): how to improve your credit score
The interest rate for a business loan directly depends on the credit rating assigned to your business. To improve your rating: strengthen your equity, publish your financial statements without delay, avoid unauthorized overdrafts and maintain transparent communication with your banker.
8 Overcoming crises: Successful restructuring in 5 steps
Early restructuring is an opportunity for consolidation: flash diagnosis, emergency measures on liquidity, renegotiation of debt with creditors, refocusing on profitable activities and search for new partners or investors to perpetuate operations.
Frequently asked questions about business finance
What does corporate finance include?
It brings together all decisions relating to financing (equity, debt), strategic investments and daily liquidity management. Its goal is to guarantee sustainability, optimize profitability and increase the overall value of the company.
Why use a business finance advisor?
An advisor provides an objective external view, masters financial engineering and negotiates the best credit conditions, while giving you access to public financing and alternative instruments (mezzanine, factoring, leasing).
Need a financial diagnosis for your business?
Meet our Corporate Finance experts to develop a tailor-made solution adapted to your needs.
